Douglass National Bank

30 Year Fixed (60 Day Delivery)
Interest Rate	Points	Origination Fee	Annual Percentage Rate
6.625%	.0%	No Origination Fee	6.673%
7.120%	.25%	.25%	7.220%
7.000%	.75%	.75%	7.197%
6.875%	1.25%	1% Origination Fee .25% Disc.	7.168%
6.750%	1.75%	1% Orgin Fee ;75% Disc.	7.137%
6.625%	2.25%	1% Orgin Fee;1.25 Disc.	7.104%
No Application Fee 1st Time Home Buyers Programs 1. HEDFC 2. CHIP ALL RATES SUBJECT TO CHANGE WITHOUT NOTICE.

15 Year Fixed (60 Day Delivery)
Interest Rates	Points	Origination Fee	Annual Percentage Rate
7.125%	0%	No Orgination Fee	7.206%
7.000%	.25%	.25%	7.160%
6.875%	.50%	.50%	7.114%
6.750%	.75%	.75%	7.068%
6.625%	1.00%	1.00%	7.020%
6.500%	1.25%	1.25%	6.972%
No Cost Pre-Qualifications FNMA 97 FNMA Flexible 97 Conventional Mtg Loan Financing ALL RATES SUBJECT TO CHANGE WITHOUT NOTICE.

Other Loan Products

FHA Title One HOme Improvement Loans
Multi-family Dwellings

Investor Financing Available
Commercial Buildings

RATES ARE BASED ON BORROWERS QUALIFYING UNDER FNMA UNDERWRITING GUIDELINES.

For Quotes contact: Clifford P. Breaux at 1670 East 63rd Street Kansas City, Missouri 64110
Phone # (816)822-8560, Fax # (816)363-4693

RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE

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MEMBER FDIC

Equal Housing Lender

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